Financing Solutions
and Benefits
CCS will help you gain fast access to the equipment you need and at the same time, take advantage of the business benefits that come along with financing.
Benefits of Financing
Why Finance Your Equipment?
Financing is the fastest path to an ROI on your equipment investments, offering several benefits for business:
Financing allows you to spread the cost of acquiring equipment over time, making it more manageable and predictable. This can be particularly beneficial for small businesses or startups that may not have the capital to make a large upfront investment.
With financing, you can afford the latest and most efficient technology solutions that you might not be able to purchase outright. This can give you a competitive edge and increase productivity.
In some cases, the cost of financing can be deducted as a business expense, reducing your overall tax liability. With IRS Section 179 tax code your business can deduct the equipment cost, creating savings on asset investments that are necessary for growth.
Financing solutions often come with flexible payment options, allowing businesses to choose a plan that best fits their budget and cash flow.
With CCS as your equipment financing partner, your company can utilize existing bank credit lines on other strategic goals - such as inventory, personnel, marketing, etc. If your bank borrowing capacity isn’t tied up with equipment costs, your company has more financial flexibility.
Financing involves making easy periodic payments as opposed to a large, one-time payment. This enables your business to maintain its cash position and increase liquidity potential.
Lease and Finance Products:
Capital Lease solution that with $1.00 final payment purchase at the end of the lease agreement. This Lease allows you to take advantage of depreciation allowances and Section 179 tax deduction.
An EFA is a loan agreement where the borrower owns the equipment from the start of the loan, and the finance company has a security interest in the equipment. No additional end-of-term purchase option needed. This is our most popular agreement.
Operating lease with flexibility and a low, tax-deductible payment. At the end of the term, you have the option to purchase the leased equipment for its Fair Market Value, continue month-to-month lease payments, or return it with no further obligation.
A financing arrangement where the borrower can take delivery of equipment with no monthly payment required for the first 60 - 90 days. Depending on the equipment collateral and borrower’s credit strength up to 180 days deferral periods are available. This can be beneficial for businesses looking for immediate cash flow relief while allowing sufficient time for the equipment to begin generating revenue.
A repayment structure where the amount of the payment changes over time according to a predetermined schedule. Typically, the payments start low and gradually increase over the term of the loan. This type of plan can be beneficial for borrowers who expect their income to increase in the future, making higher payments more manageable as time goes on.
A financing option that allows the borrower makes smaller regular payments during the loan term, and then a large 'balloon' payment at the end to fully pay off the loan.
This allows a company to sell its paid equipment to a lender and then lease it back. This provides immediate cash while allowing the company to continue using the equipment.
Customer Reviews
"CCS has been a pleasure to work with. Our customers have experienced immediate response, fast approvals, and competitive rates. CCS is flexible when my customers request special terms. My customers like the personal touch they get with CCS, they like the face to face contact."
Machinery Equipment Dealer
"I like dealing with CCS because they have very competitive rates, fast personal service, and they offer creative plans as needed to get the deal done."
Machinery Equipment Dealer
"CCS always comes through for our customers. They are easy to work with, and have pulled rabbits out of hats for us on more than one occasion."
Fabrication Equipment Distributor
"Thank you, CCS. The way I was treated by your company is very important to me. I look forward to dealing with you again in the future."
Business Owner
"CCS does stellar work for us! We recommend CCS to any business looking for a finance partner that always delivers the best rates and customer service."
Machinery Equipment Vendor
